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Ad disclosure

We are paid when you contact some of the companies ranked on this site, including our #1 pick. That is how the site is funded. It affects which phone numbers and forms appear, not the scores. See how we rank and how we get paid.

Privacy policy

Effective July 27, 2026

What we collect

When you browse this site we collect standard technical information: IP address, browser type, pages viewed, and referring URLs. When you submit a form we collect what you type into it: your name, phone number, email address, the debt range you select, and any message you write.

How form submissions are used

The free debt review form exists to connect you with our #1-rated partner, Delancey Street, and that is exactly where submissions go: your name, phone number, and debt range are shared with them so a senior advisor can call you back. That sharing is stated next to the form before you submit. Contact-page submissions go to our editorial team and are not shared with partners.

What we don’t do

We do not sell browsing data, we do not run third-party ad networks on this site, and we do not share form submissions with anyone beyond the partner named at the point of collection.

Retention and your choices

Form records are retained for as long as needed to operate the referral relationship and meet legal obligations. To have your submission deleted, to opt out of further contact, or to ask what we hold about you, use the contact page and we will handle it promptly. To stop calls from a partner you were connected with, you can also tell them directly; reputable firms honor that immediately.

Questions

Anything unclear, ask us through the contact page. This policy describes practices as of the effective date and gets updated when practices change.